/* ===========================================================
   EMPRÉSTIMO — CSS MOBILE-FIRST
   Reescrito para priorizar a experiência em telas pequenas
   (formulário confortável, alvos de toque amplos, sem zoom
   no iOS, sem rolagem horizontal) e progressivamente
   aprimorado para tablets e desktops via min-width.
   Estrutura HTML e JavaScript permanecem inalterados.
=========================================================== */

/* ===========================
   RESET E BASE
=========================== */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
  min-width: 0;            /* impede flex/grid children de estourar */
}
html {
  scroll-behavior: smooth;
  overflow-x: hidden;
  -webkit-text-size-adjust: 100%;
  text-size-adjust: 100%;
}
body {
  font-family: 'Plus Jakarta Sans', sans-serif;
  background: #f7f8fa;
  color: #1a2236;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  font-size: 16px;
  line-height: 1.5;
  overflow-wrap: anywhere;
  word-break: break-word;
}
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img, video, iframe, svg, canvas {
  display: block;
  max-width: 100%;
  height: auto;
}
button { font-family: inherit; }

/* ===========================
   VARIÁVEIS
=========================== */
:root {
  --escuro:   #001242;
  --azul:     #001B66;
  --amarelo:  #ffb500;
  --branco:   #ffffff;
  --cinza:    #f7f8fa;
  --suave:    #6b7280;
  --texto:    #262626;
  --borda:    #e2e6ee;
  --erro:     #d92d20;
  --sucesso:  #027a48;
  --r-sm:     8px;
  --r-md:     14px;
  --r-lg:     20px;
  --r-xl:     28px;
  --sombra:   0 4px 24px rgba(26,34,54,.08);
  --sombra-lg: 0 12px 48px rgba(26,34,54,.14);
  --acento:        #1a2236;
  --acento-suave:  #f4f5f8;
}

/* ===========================
   CONTAINER (mobile-first)
=========================== */
.container {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 16px;
}
@media (min-width: 480px) { .container { padding: 0 20px; } }
@media (min-width: 768px) { .container { padding: 0 24px; } }
@media (min-width: 1024px) { .container { padding: 0 28px; } }

::-webkit-scrollbar { width: 5px; }
::-webkit-scrollbar-track { background: var(--cinza); }
::-webkit-scrollbar-thumb { background: #cfd4df; border-radius: 3px; }

/* ===========================
   NAVEGAÇÃO (mobile-first)
=========================== */
.navegacao {
  background: var(--escuro);
  border-bottom: 1px solid rgba(255,255,255,.06);
  position: relative;
  z-index: 1000;
}
.navegacao-interna {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 16px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 60px;
}
.navegacao-logo { display: flex; align-items: center; gap: 10px; }
.logo-imagem { width: 96px; height: auto; }
.logo-fallback {
  color: #fff; font-weight: 800; font-size: 1.1rem; letter-spacing: -.02em;
}
.navegacao-logo img + .logo-fallback { display: none; }

/* Mobile: esconde links/ações e mostra hambúrguer */
.navegacao-links,
.navegacao-acoes { display: none; }
.menu-hamburguer {
  display: flex;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  margin-right: -8px;
}
.menu-hamburguer span {
  width: 24px; height: 2px; background: #fff;
  border-radius: 2px; transition: all .3s; display: block;
}
.menu-hamburguer.aberto span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-hamburguer.aberto span:nth-child(2) { opacity: 0; }
.menu-hamburguer.aberto span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.menu-mobile {
  display: none;
  position: fixed;
  top: 60px; left: 0; right: 0;
  background: var(--escuro);
  border-bottom: 1px solid rgba(255,255,255,.08);
  padding: 18px 20px 24px;
  flex-direction: column;
  gap: 4px;
  z-index: 999;
  max-height: calc(100vh - 60px);
  overflow-y: auto;
}
.menu-mobile.aberto { display: flex; }
.menu-mobile a {
  font-size: 1rem;
  font-weight: 600;
  color: rgba(255,255,255,.85);
  padding: 14px 4px;
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.menu-mobile a:active { color: var(--amarelo); }

/* Tablet/Desktop: navegação horizontal */
@media (min-width: 769px) {
  .navegacao-interna { padding: 0 28px; height: 68px; }
  .logo-imagem { width: 120px; }
  .logo-fallback { font-size: 1.2rem; }
  .navegacao-links {
    display: flex; align-items: center; gap: 30px;
  }
  .navegacao-links a {
    font-size: .875rem; font-weight: 600;
    color: rgba(255,255,255,.6); transition: color .2s;
  }
  .navegacao-links a:hover { color: #fff; }
  .navegacao-acoes { display: flex; align-items: center; gap: 14px; }
  .menu-hamburguer { display: none; }
  .menu-mobile { top: 68px; }
}

/* ===========================
   BOTÕES (mobile-first com alvos de toque maiores)
=========================== */
.botao {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .95rem;
  font-weight: 700;
  border: none;
  cursor: pointer;
  border-radius: 100px;
  padding: 14px 24px;
  min-height: 48px;
  transition: all .2s;
  text-decoration: none;
  -webkit-tap-highlight-color: transparent;
}
.botao-amarelo { background: var(--amarelo); color: var(--escuro); }
.botao-amarelo:hover { background: #e09900; }
.botao-amarelo:active { transform: scale(.98); }
.botao-contorno-escuro {
  background: transparent; color: var(--texto);
  border: 1.5px solid var(--borda);
}
.botao-contorno-escuro:hover { border-color: var(--acento); color: var(--acento); }
.botao-grande { padding: 15px 26px; font-size: .95rem; min-height: 52px; }

@media (min-width: 768px) {
  .botao { padding: 14px 28px; font-size: .9rem; }
  .botao-grande { padding: 17px 36px; font-size: .95rem; }
}

/* ===========================
   SOBRANCELHA / TIPOGRAFIA
=========================== */
.sobrancelha {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .7rem; font-weight: 700; letter-spacing: .07em;
  text-transform: uppercase; color: var(--acento);
  margin-bottom: 12px;
}
.sobrancelha.clara { color: rgba(255,255,255,.9); }
@media (min-width: 768px) {
  .sobrancelha { font-size: .72rem; margin-bottom: 14px; }
}

/* ===========================
   HERO DO FORMULÁRIO (mobile-first)
=========================== */
.form-hero {
  background: var(--escuro);
  padding: 32px 0 96px;
  color: #fff;
}
.form-hero-conteudo { max-width: 760px; }
.form-hero h1 {
  font-size: clamp(1.55rem, 6.5vw, 2.8rem);
  font-weight: 800;
  letter-spacing: -.025em;
  line-height: 1.2;
  color: #fff;
  margin-bottom: 12px;
}
.form-hero p {
  font-size: 1rem;
  color: rgba(255,255,255,.88);
  line-height: 1.7;
}
.form-hero-logo {
  display: inline-flex; align-items: center; gap: 11px;
  margin-bottom: 16px;
}
.form-hero-logo .logo-imagem { width: 120px; filter: brightness(0) invert(1); }
.form-hero-logo .logo-fallback {
  color: #fff; font-weight: 800; font-size: 1.3rem; letter-spacing: -.02em;
}
.form-hero-logo img + .logo-fallback { display: none; }

@media (min-width: 768px) {
  .form-hero { padding: 48px 0 120px; }
  .form-hero p { font-size: 1.1rem; line-height: 1.8; }
  .form-hero-logo .logo-imagem { width: 140px; }
}

/* ===========================
   SEÇÃO DO FORMULÁRIO (mobile-first)
=========================== */
.form-secao {
  padding: 0 0 64px;
  margin-top: -72px;
  position: relative;
}
.form-grade {
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.form-card {
  background: #fff;
  border: 1px solid var(--borda);
  border-radius: 18px;
  padding: 20px 16px;
  box-shadow: var(--sombra);
}
.form-card-cabecalho {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 20px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--borda);
}
.form-card-numero {
  width: 38px;
  height: 38px;
  flex-shrink: 0;
  background: var(--acento-suave);
  color: var(--suave);
  border-radius: 11px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: .8rem;
  letter-spacing: .04em;
}
.form-card-cabecalho > div:not(.form-card-numero) { min-width: 0; flex: 1; }
.form-card-cabecalho h2 {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--texto);
  letter-spacing: -.02em;
  margin-bottom: 4px;
  line-height: 1.25;
}
.form-card-cabecalho p {
  font-size: .9rem;
  color: var(--suave);
  line-height: 1.55;
}

@media (min-width: 600px) {
  .form-card { padding: 26px 22px; border-radius: 22px; }
  .form-card-cabecalho { gap: 14px; margin-bottom: 24px; padding-bottom: 22px; }
  .form-card-numero { width: 40px; height: 40px; }
  .form-card-cabecalho h2 { font-size: 1.18rem; }
  .form-card-cabecalho p { font-size: .95rem; line-height: 1.6; }
}
@media (min-width: 1024px) {
  .form-secao { padding: 0 0 96px; margin-top: -80px; }
  .form-grade { gap: 24px; }
  .form-card { padding: 36px; border-radius: var(--r-xl); }
  .form-card-cabecalho { gap: 18px; margin-bottom: 28px; padding-bottom: 24px; }
  .form-card-numero { width: 42px; height: 42px; font-size: .85rem; }
  .form-card-cabecalho h2 { font-size: 1.25rem; margin-bottom: 4px; }
  .form-card-cabecalho p { font-size: 1rem; }
}

/* ===========================
   CAMPOS (mobile-first — 1 coluna sempre)
=========================== */
.form-linha {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  margin-bottom: 16px;
}
.form-linha:last-child { margin-bottom: 0; }

/* Em tablet+ recupera grids 2/3 colunas */
@media (min-width: 720px) {
  .form-linha { gap: 18px; margin-bottom: 18px; }
  .form-linha.cols-2   { grid-template-columns: 1fr 1fr; }
  .form-linha.cols-3   { grid-template-columns: 1fr 1fr 1fr; }
  .form-linha.cols-2-1 { grid-template-columns: 2fr 1fr; }
}

.campo { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.campo label {
  font-size: .9rem;
  font-weight: 600;
  color: var(--texto);
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.campo .obrig { color: var(--erro); font-weight: 800; }

/* Inputs com 16px previne zoom no iOS */
.campo input,
.campo select,
.campo textarea {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 16px;
  color: var(--texto);
  background: #fff;
  border: 1.5px solid var(--borda);
  border-radius: 12px;
  padding: 14px 16px;
  min-height: 50px;
  transition: border-color .2s, box-shadow .2s, background .2s;
  width: 100%;
  max-width: 100%;
  outline: none;
  -webkit-appearance: none;
  appearance: none;
}
.campo textarea { min-height: 96px; resize: vertical; }
.campo input::placeholder { color: #a5acbb; }
.campo input:hover,
.campo select:hover { border-color: #c8d0de; }
.campo input:focus,
.campo select:focus,
.campo textarea:focus {
  border-color: var(--acento);
  box-shadow: 0 0 0 4px rgba(26,34,54,.08);
}
.campo select {
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'><polyline points='6 9 12 15 18 9'/></svg>");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 44px;
  cursor: pointer;
}
.campo .erro {
  font-size: .78rem;
  color: var(--erro);
  font-weight: 600;
  min-height: 0;
  opacity: 0;
  transition: opacity .2s;
}
.campo.invalido input,
.campo.invalido select { border-color: var(--erro); background: #fff5f5; }
.campo.invalido .erro { opacity: 1; }
.campo .dica { font-size: .76rem; color: var(--suave); font-weight: 500; }
.campo .dica.ok { color: var(--sucesso); }
.campo .dica.carregando { color: var(--suave); }

@media (min-width: 1024px) {
  .campo input,
  .campo select,
  .campo textarea {
    font-size: .92rem;
    padding: 13px 16px;
    min-height: 46px;
    border-radius: var(--r-md);
  }
  .campo label { font-size: .92rem; }
}

/* ===========================
   TIPO DE SOLICITAÇÃO (RADIO CARDS)
=========================== */
.tipo-grade {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
  margin-bottom: 22px;
}
.tipo-grade.compacta { margin-bottom: 0; }
.tipo-opcao { position: relative; cursor: pointer; }
.tipo-opcao input {
  position: absolute; opacity: 0; pointer-events: none;
}
.tipo-card {
  display: flex;
  align-items: center;
  gap: 14px;
  background: #fff;
  border: 1.5px solid var(--borda);
  border-radius: 14px;
  padding: 16px 18px;
  min-height: 64px;
  transition: all .2s;
}
.tipo-opcao:hover .tipo-card { border-color: #c8d0de; }
.tipo-opcao input:checked + .tipo-card {
  border-color: var(--amarelo);
  background: #fffbf0;
  box-shadow: 0 0 0 3px rgba(255,181,0,.12);
}
.tipo-titulo { font-size: 1rem; font-weight: 800; color: var(--texto); }
.tipo-sub { font-size: .82rem; color: var(--suave); margin-top: 2px; }

@media (min-width: 600px) {
  .tipo-grade { grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 28px; }
  .tipo-card { padding: 18px 20px; border-radius: var(--r-md); }
}

.sub-rotulo {
  font-size: .76rem; font-weight: 700; color: var(--texto);
  text-transform: uppercase; letter-spacing: .1em;
  margin: 22px 0 10px;
}
@media (min-width: 768px) {
  .sub-rotulo { font-size: .78rem; margin: 26px 0 12px; }
}

/* ===========================
   BLOCOS CONDICIONAIS
=========================== */
.bloco-condicional {
  display: flex;
  flex-direction: column;
  gap: 16px;
  background: #fafafa;
  border: 1px dashed var(--borda);
  border-radius: 14px;
  padding: 18px 14px;
  animation: fadeIn .3s ease;
}
.bloco-condicional.oculto { display: none; }
@keyframes fadeIn {
  from { opacity: 0; transform: translateY(4px); }
  to   { opacity: 1; transform: translateY(0); }
}
.bloco-condicional .form-linha { margin-bottom: 0; }
.bloco-condicional .campo input,
.bloco-condicional .campo select { background: #fff; }

@media (min-width: 600px) {
  .bloco-condicional { gap: 18px; padding: 22px; border-radius: var(--r-md); }
}
@media (min-width: 1024px) {
  .bloco-condicional { padding: 24px; }
}

/* ===========================
   AÇÕES FINAIS (mobile-first — coluna)
=========================== */
.form-acoes {
  background: #fff;
  border: 1px solid var(--borda);
  border-radius: 18px;
  padding: 18px;
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 16px;
  box-shadow: var(--sombra);
}
.form-acoes-info {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  color: var(--suave);
  font-size: .82rem;
  font-weight: 600;
  line-height: 1.45;
}
.form-acoes-botoes {
  display: flex;
  flex-direction: column-reverse;
  gap: 10px;
}
.form-acoes-botoes .botao { width: 100%; justify-content: center; }

@media (min-width: 720px) {
  .form-acoes {
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
    padding: 24px 28px;
    gap: 20px;
    border-radius: var(--r-xl);
  }
  .form-acoes-botoes { flex-direction: row; gap: 12px; }
  .form-acoes-botoes .botao { width: auto; }
  .form-acoes-info { font-size: .85rem; }
}
@media (min-width: 1024px) {
  .form-acoes { padding: 26px 32px; }
}

/* ===========================
   SEÇÃO PROPOSTA (destaque amarelo)
=========================== */
.form-card-proposta {
  border: 1px solid var(--amarelo);
  background: linear-gradient(135deg, #fffbf0 0%, #fff 60%);
  position: relative;
  overflow: hidden;
}
.form-card-proposta::before {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: 110px; height: 110px;
  background: radial-gradient(circle at top right, rgba(255,173,9,.14) 0%, transparent 70%);
  pointer-events: none;
}
@media (min-width: 768px) {
  .form-card-proposta::before { width: 160px; height: 160px; }
}
.proposta-numero {
  background: linear-gradient(135deg, var(--amarelo), var(--amarelo)) !important;
  color: var(--acento) !important;
}
.proposta-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: .72rem;
  font-weight: 600;
  color: #92600a;
  background: #fff3cc;
  border: 1px solid #ffe082;
  border-radius: 20px;
  padding: 4px 10px;
  margin-top: 8px;
  letter-spacing: .02em;
}
.proposta-badge svg { flex-shrink: 0; }

#valorSolicitado:focus {
  border-color: #ffad09 !important;
  box-shadow: 0 0 0 4px rgba(255,173,9,.18) !important;
}

.proposta-parcela {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 16px;
  padding: 12px 14px;
  background: #fff;
  border: 1.5px solid #ffe082;
  border-radius: 12px;
  font-size: .9rem;
}
.proposta-parcela-icone {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: linear-gradient(135deg, #ffad09, #f59e0b);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.proposta-parcela-texto { line-height: 1.3; min-width: 0; }
.proposta-parcela-rotulo { color: var(--suave); font-size: .78rem; }
.proposta-parcela-valor  { font-weight: 700; color: var(--acento); font-size: 1rem; }
@media (min-width: 768px) {
  .proposta-parcela { padding: 14px 18px; }
}

/* ===========================
   FAQ (mobile-first)
=========================== */
.faq-secao {
  padding: 48px 0 56px;
  background: #fff;
  border-top: 1px solid var(--borda);
}
.faq-cabecalho {
  max-width: 720px;
  margin: 0 auto 28px;
  text-align: center;
}
.faq-cabecalho h2 {
  font-size: clamp(1.4rem, 5.5vw, 2.2rem);
  font-weight: 800;
  letter-spacing: -.02em;
  color: var(--texto);
  margin-bottom: 10px;
  line-height: 1.25;
}
.faq-cabecalho p {
  color: var(--suave);
  font-size: .94rem;
  line-height: 1.7;
}
.faq-cabecalho .sobrancelha { justify-content: center; }

.faq-lista {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.faq-item {
  background: #fff;
  border: 1px solid var(--borda);
  border-radius: 12px;
  overflow: hidden;
  transition: border-color .2s, box-shadow .2s;
}
.faq-item[open] {
  border-color: #cdd2dd;
  box-shadow: 0 4px 16px rgba(26,34,54,.05);
}
.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 16px 18px;
  font-weight: 700;
  font-size: .95rem;
  color: var(--texto);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  transition: color .2s;
  min-height: 56px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  font-size: 1.6rem;
  font-weight: 400;
  color: var(--suave);
  line-height: 1;
  transition: transform .25s, color .2s;
  flex-shrink: 0;
}
.faq-item[open] summary::after { transform: rotate(45deg); color: var(--texto); }
.faq-item summary:hover { color: var(--acento); }
.faq-conteudo {
  padding: 0 18px 18px;
  color: var(--suave);
  font-size: .94rem;
  line-height: 1.7;
}
@media (min-width: 768px) {
  .faq-secao { padding: 72px 0 88px; }
  .faq-cabecalho { margin-bottom: 40px; }
  .faq-cabecalho p { font-size: .98rem; }
  .faq-lista { gap: 12px; }
  .faq-item { border-radius: var(--r-md); }
  .faq-item summary { padding: 20px 24px; font-size: .98rem; }
  .faq-conteudo { padding: 0 24px 22px; font-size: 1rem; line-height: 1.75; }
}

/* ===========================
   RODAPÉ (mobile-first)
=========================== */
footer {
  background: #0c1525;
  color: rgba(255,255,255,.55);
  padding: 48px 0 0;
}
.rodape-topo {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  margin-bottom: 32px;
}
.rodape-marca-logo { display: flex; align-items: center; gap: 10px; margin-bottom: 12px; }
.rodape-marca p {
  font-size: .88rem;
  line-height: 1.75;
  max-width: 100%;
  margin-bottom: 18px;
}
.rodape-sociais { display: flex; gap: 8px; flex-wrap: wrap; }
.rodape-social {
  width: 40px; height: 40px;
  border-radius: 8px;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.09);
  display: flex; align-items: center; justify-content: center;
  transition: all .2s; cursor: pointer;
}
.rodape-social:hover { background: var(--azul); border-color: var(--azul); }
.rodape-social i { color: #fff; font-size: 16px; }

.rodape-coluna h4 {
  font-size: .8rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 14px;
  letter-spacing: .04em;
  text-transform: uppercase;
}
.rodape-coluna ul { display: flex; flex-direction: column; gap: 10px; }
.rodape-coluna ul a {
  font-size: .88rem;
  color: rgba(255,255,255,.5);
  transition: color .2s;
  display: inline-block;
  padding: 4px 0;
}
.rodape-coluna ul a:hover { color: #fff; }

.rodape-divisor { height: 1px; background: rgba(255,255,255,.07); margin-bottom: 22px; }
.rodape-regulado {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.07);
  border-radius: var(--r-md);
  padding: 16px 18px;
  margin-bottom: 22px;
}
.rodape-regulado p { font-size: .78rem; line-height: 1.7; }
.rodape-regulado strong { color: rgba(255,255,255,.7); }

.rodape-base {
  display: flex;
  flex-direction: column;
  text-align: center;
  gap: 12px;
  padding-bottom: 24px;
}
.rodape-base p { font-size: .78rem; }
.rodape-selos {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  justify-content: center;
}
.rodape-selo {
  display: flex; align-items: center; gap: 5px;
  font-size: .72rem; font-weight: 600;
  color: rgba(255,255,255,.5);
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.08);
  padding: 5px 11px;
  border-radius: 6px;
}
.rodape-logo-icone { width: 110px; height: auto; }

@media (min-width: 600px) {
  .rodape-topo { grid-template-columns: 1fr 1fr; gap: 36px; }
}
@media (min-width: 1024px) {
  footer { padding: 72px 0 0; }
  .rodape-topo {
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 48px;
    margin-bottom: 48px;
  }
  .rodape-marca p { max-width: 260px; }
  .rodape-base {
    flex-direction: row;
    justify-content: space-between;
    align-items: center;
    text-align: left;
    padding-bottom: 28px;
  }
  .rodape-selos { justify-content: flex-end; }
  .rodape-logo-icone { width: 120px; }
}

/* ===========================
   TOAST (mobile-first)
=========================== */
.toast {
  position: fixed;
  top: 12px;
  left: 12px;
  right: 12px;
  background: var(--escuro);
  color: #fff;
  padding: 14px 18px;
  border-radius: var(--r-md);
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: var(--sombra-lg);
  font-size: .88rem;
  font-weight: 600;
  max-width: calc(100vw - 24px);
  z-index: 2000;
  transform: translateY(-20px);
  opacity: 0;
  pointer-events: none;
  transition: transform .3s, opacity .3s;
  border-left: 4px solid var(--amarelo);
}
.toast.ativo { transform: translateY(0); opacity: 1; pointer-events: auto; }
@media (min-width: 600px) {
  .toast {
    top: 24px;
    right: 24px;
    left: auto;
    max-width: 380px;
    padding: 16px 22px;
  }
}

/* ===========================
   RODAPÉ MINI
=========================== */
.rodape-mini {
  background: var(--escuro);
  color: rgba(255,255,255,.55);
  padding: 18px 0;
  font-size: .78rem;
  text-align: center;
}

/* ===========================
   BOTÃO FLUTUANTE (caso exista)
=========================== */
.botao-flutuante {
  position: fixed;
  right: 14px;
  bottom: 14px;
  padding: 12px 18px;
  font-size: .85rem;
  z-index: 1500;
}
@media (min-width: 768px) {
  .botao-flutuante { right: 24px; bottom: 24px; padding: 14px 22px; font-size: .9rem; }
}

/* ===========================
   FAIXA INSTITUCIONAL (mobile-first, se existir)
=========================== */
.faixa-institucional {
  display: flex;
  flex-direction: column;
  height: auto;
  gap: 6px;
  padding: 10px 0;
}
.links-institucionais {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  justify-content: center;
}
.barra-institucional { font-size: .74rem; }
@media (min-width: 768px) {
  .faixa-institucional { flex-direction: row; gap: 16px; padding: 0; }
}

/* ===========================
   ACESSIBILIDADE — foco visível
=========================== */
:focus-visible {
  outline: 2px solid var(--amarelo);
  outline-offset: 2px;
}

/* Respeita preferência por menos movimento */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
    scroll-behavior: auto !important;
  }
}